Pay by QR abroad
Pix in Brazil, VietQR in Vietnam, FPS in Hong Kong. The merchant receives local currency and you see the exact price before you pay.
Made for travelers
Travel anywhere. Pay like a local.
No local bank account? No problem. Scan the QR code at shops, cafés and markets in Brazil, Vietnam, Hong Kong and more, and pay from your NowPay balance in seconds.
Top up and pay with
Top up
- PixBRL
- USDTTRON · Ethereum · Solana
- USDCEthereum · Solana · Polygon
Pay by QR
- PixBrazil
- VietQRVietnam
- FPSHong Kong
- PromptPayThailand
- ChinaComing soon
Card
- VisaUSDC
No local bank account.
No cash to exchange.
Just scan and pay.
How it works
-
1
Create your account
Sign up with your phone number from any country. Our compliance team verifies your identity.
-
2
Add money
Send USDT or USDC to your personal wallet, or top up with Pix if you bank in Brazil.
-
3
Pay anywhere
At the till, scan the merchant's QR code and pay in the local currency, or use your card online.
Everything you need to move money across borders
Virtual Visa card
A card backed by your USDC balance for online shopping and subscriptions, where available. Physical card coming soon.
Several currencies, one app
Keep digital dollars in USDT and USDC alongside local currencies, and convert at a rate locked for you before you pay.
Your own USDT and USDC wallets
Every account gets personal deposit addresses on TRON, Ethereum, Solana and Polygon.
Withdraw anytime
Send unspent stablecoins to any external wallet, or withdraw to a bank account in your name where available.
Clear pricing that rewards you
See the rate and fee before every payment. The more you spend each month, the lower your fees.
Simple prices. Nothing hidden.
Most of what you do in NowPay costs nothing. For each payment abroad you see the exact rate and fee before you confirm, and they drop as you spend more each month.
NowPayPrice listOpening an accountFree
Monthly feeFree
USDT and USDC walletsFree
Stablecoin top-upFree
Pix top-upFree
QR payment abroadShown first
Spend more each monthLower fees
Withdraw to a walletNetwork fee only
Hidden fees0
Thank you for traveling with NowPay
Built to be trusted
Verified by people
Every account and every new top-up method is reviewed by our compliance team.
Only accounts in your name
Money comes in and goes out only through bank accounts and wallets that belong to you.
Protected by design
Every transaction is recorded in a double-entry ledger, and every withdrawal is screened before it leaves.
Not a bank
NowPay is a technology company. Licensed partners hold your money and provide the payment, exchange and card services, and your balance is not a bank deposit.
Questions
Do I need a bank account in the country I am visiting?
No. You pay from your NowPay balance, and the merchant receives local currency through Pix, VietQR or FPS, just as if a local had paid.
Who can open an account?
Individuals aged 18 or over can sign up from any country. USDT and USDC top-ups are open to every verified customer; local bank top-ups such as Pix need an account in your name in that country.
Which documents do I need?
To start: your phone, email, full name, date of birth, nationality and country of residence. To add a bank top-up method: a passport or residence permit and proof that the bank account is yours. You do this only once per method.
How much does it cost?
Every payment shows the exchange rate and fee before you confirm. Fees depend on the currency pair and drop as your monthly spending grows.
Where can I pay by QR code?
In Brazil (Pix), Vietnam (VietQR) and Hong Kong (FPS), with more countries on the way.
Can I use NowPay on my computer?
Yes. The web app works in any browser, with the same account as the iPhone and Android apps.
Still have questions? Write to us at contato@nowpay.com.br
One account. One way to pay everywhere.
Get the app or open NowPay in your browser.